Category: News

Private Health Insurance

or: I am now cheap. the difference between desire and truth the first part of the article title is set very often heard in discussions. This results for various reasons and is quite understanding. Just the young and healthy customers / prospects of for private health insurance want to save re-auditing money, (the opinion) are never sick and therefore consider a “cheap” protection in the car. Experience in the performance management have mostly never collected them, they were still healthy. Even for this reason, many service components such as AIDS, cure, abroad, or consecutive treatment are still very far away. See pension and a pair of glasses can you anything, but imagine a prosthesis? Is a later change possible? Basically, several questions need to be distinguished.

As a general rule only once: any performance improvement in private health insurance requires a new risk and health assessment. It is no matter whether only the excess will be reduced or individual services to be adapted and improved. A change of the tariff (in one with better performances) thus always leads to a new exam. Health issues are provided, then carried out a risk assessment and a surcharge for pre-existing conditions adopted or rejected also a change. There are ways to make the transition? A change for health reasons is not possible or a (high) supplement is taken by the insurer, so it can be quite useful to use SG & a rate change to section 204. This provides a way to change the tariff at least under certain conditions.

However, performance improvements are also virtually excluded hereby. For improvement in health has deteriorated, there are options in the treaties but so-called (AC) or it can as option module will be completed (for example the futura in the German ring, the JokerFlex at the Halle).

Health Insurance

The best insurance options for every German health insurance is a matter of course, and every employer, nor any health insurance does the same thing here. The private krankenversicherung.de insurance Portal presents the various options available and their characteristics. Who is voluntarily insured, can is lucky in the sense that he could make the choice with regard to his insurance. Those workers have the possibility to choose freely between statutory and private insurance and in addition receive an amount of up to 50 percent by their employer. In comparison (comparison /) provides the statutory health insurance for a contribution rate of 560 euro of far fewer services than private health insurance. So insured persons in the car on a maximum support can include the smallest possible equity participation.

A male insured person receives comprehensive outpatient treatments, as well as a refund for medicines by 100 percent to the Example for 250 euros a month with Barmenia VA3-rate movement. In addition is also catered for services such as: a transport in the case of illness while on holiday. Uses the VA100 + VZN plan the insured can take not only a 100% reimbursement of medical and medicinal claims, no limit also used him and many additional services in the package are included. Especially this tariff for glasses and contact lens wearers is worth what all two years a total amount will be refunded by 416 euro. Also it is been made for therapeutic sessions, here only a stake of 20 percent will be charged, is however no limit to the number of visits. Comprehensive advice about the different ways worth here in any case. More information: news.private-krankenversicherung.de/… GELD.de GmbH Lisa Neumann

Private Health Insurance

Winners and losers from the perspective of the agent are the winners of the AssCompact AWARD 2010 – private health insurance. The AWARDs were presented in the framework of the AssCompact knowledge Forum PKV in Hanover. The AWARD winners are elected by free agents of the financial and insurance sectors in the context of a survey AWARD study issued by the bbg Betriebsberatungs GmbH in cooperation with SMARTcompagnie GmbH. In recent months, the theme is private health insurance to one of the most popular political discussion events. The media dedicated themselves to the different issues with different motivations again and again. Against this background, the business field of private health insurance suggests bravely.

Both the agent and the product provider see good business opportunities and this not only for the additional insurance. So today some 73% of the product provider assess the prospects of its car business in 2010 compared with the previous year as better. Particularly pleasing is that dealing with the Black Yellow Government change, the prospects of private health full insurance lit up again. So approximately 47 per cent of respondents PKV expect specialists also on intermediary page more full costs and 58 percent with more supplements business. All in all a brilliant initial situation for this business area. Around 40 investigated product provider in the German market, which cooperate with intermediaries in the private health insurance business, two companies could stand out. In the full insurance, the Central Krankenversicherung AG convinced almost continuously in all examined performance criteria. The additional insurance, managed the Arag Krankenversicherungs-AG – with clear distance from the competition to establish itself as the additional cost insurers. The current survey comes to the results for private health insurance, in the framework of the annual series of studies of the AssCompact Award for private health insurance, in behalf of the bbg management consultancy company, Bayreuth from the SMARTcompagnie GmbH has been performed.490 active exclusively as brokers and multiple agents health specialists of various sizes were nationwide if asked.

Enjoy Long Lasting Fitness

In order to maintain a good health, young looks and impressive on overall personality, everyone needs to devote good time and effort to oneself. To maintain those ever green, amazing and young looks, it requires a lot of care and effort. One needs to take good care of his skin, hair, eyes, weight and complete body fitness to keep up that appealing personality. There are numerous health care products available in the market, from which one needs to make a choice as per his suitability. The users have a good knowledge of these products to obtain the desired results from them. Like instead of nourishing on which choice of hair or skin care stuff, can cause damage to them. The users should know the types of their skin and hair, like they could be dry, oily or normal and should take it into consideration while choosing products for skin such as cold cream, moisturizer, cleanser, sunscreen lotion, body lotion, whitening cream, hair removing cream, under eye cream, cream for wrinkles or anti aging, face wash, talc, foundation, deodorant, shaving cream and after shave lotion etc.

For nourishing hair one should be particular about selecting the appropriate shampoo, oil, hair spray or gel etc. In addition to these products which are form for external use, there are certain health products available in the of pills, powders or tonics etc. which can be taken as food supplements for maintaining fitness, weight and nutrition. Users are again advised to take them under medical supervision and so follow the instructions provided in the description. The health care stores offer wide variety of products and these days so buyers have the option to shop for them online. The online ordering requires just few clicks of buttons from home and sometimes, sites of representing these products offer at cheaper price as compared to stores or chemists.

These sites display complete information about the products or users can therefore consult a medical practitioner for a more reliable advice. He can recommend a certified brand or website for all these health care products. While purchasing, the borrowers must follow certain safety measures like:-the products must fulfill the quality and safety standards of UK the complete contact details and toll free number etc. of site owner must be noted down while making online purchase so that if there is some problem related to the goods, the complaint can be filed payment should be done through credit card in case of online shopping. The expiry date of the product should be checked in case of medical products, the dosage and diet restrictions are to be followed as specified besides this generally used stuff, there are some more health products which are not so common and many people do not know their benefits. Some of these are, a massager used to energize and relax the whole body. a tens unit to relieve body pain, biofreeze ointments, dental brush, oral rinse and medicated tooth pastes to maintain oral hygiene. Fetal Doppler is another electronic product which is used by pregnant women to check wellness and heart beat of baby in the womb.

Outpatient Care

Informed when a loved one is in need of medical care, want to man not from his usual environment tear the ambulatory nursing Juliana GmbH this. Many members then opt for an out-patient care service that takes care of the needs of the family member and cared for this. However the right care service must be found here, in whose hands you want to put the well-being of a loved one. Outpatient nursing Juliana Essen informed about the possibilities of a modern out-patient care service. Outpatient support as a perfect alternative for older people is a nursing home not an option, because to leave beloved, built up over many years, is a serious and significant step. Not so often visited friends and family, who live in the area, how you want it and the freedom of own is reduced. An outpatient care services this often represents a saving alternative.

The person concerned can by incorporating an outpatient Maintenance service continue to live within its own four walls. He must not change its freedoms and habits, because he loses a loved one, but receives important people. A dedicated nursing cares about the needs and wishes of patients and takes his time to get to know his patients. So a tight binding can occur between the caregivers and the patients, which promotes the harmonious coexistence. Patients appreciate the familiar atmosphere are the own needs at the Centre and see the out-patient nursing not as a burden, but as a complement of own everyday life. Members can breathe through an ambulatory care services, because they can always be sure, that beloved elderly people in good hands and are optimally supplied. For more information, the out-patient nursing Juliana GmbH in Essen is available. Press contact: Out-patient nursing Juliana GmbH of Cologne str. 84 45145 food Tel: 0201 630 170 27 Fax: 0201 630 170 29 E-Mail: website:

Zucchini Requirement

Supply includes iron worldwide to the most common mineral nutrient deficiency symptoms. The trace element is not produced by the body and must be ingested through food. Women are more affected by iron deficiency than men. However, it is possible to compensate for iron deficiency through supplements. How much iron does the man need? Iron is an important component of the red blood pigment Hamoglobin.

There it functions to bind oxygen to the hemoglobin of the red blood cells. This is important so that the oxygen from the alveoli can be transported to the body’s cells of muscles and organs. An adult daily iron requirement is men at 10 milligrams for women at 15 milligrams. The daily requirement of iron in 30 millilitres, can be covered mostly not only by the food lies in pregnant or lactating women. During pregnancy and breast-feeding it is advisable to take therefore iron supplements. Children have a higher demand for Iron, which is why especially with them a balanced diet is so important. How does an iron deficiency? An iron deficiency arises when the daily requirement is no longer covered by the food. Usually it does one-sided diet, especially if a person renounces on animal foods such as meat, for example.

But also plant foods contain sufficient iron, this can not be absorbed but mostly in the intestines. Due to the menstrual period women are often hit by iron deficiency, especially if the bleeding is very strong during the period. In addition to chronic inflammation in the gastrointestinal tract, also bleeding can lead to the loss of iron through ulcers. And athletes have an increased need for iron, since eliminated many minerals and trace elements via the kidneys and sweat during exercise. Typical symptoms of iron deficiency among the typical symptoms that occur when an iron deficiency include, inter alia, fatigue and Fatigue, headache, paleness, cracks in the corners of the mouth, brittle hair and fingernails, tongue burning, nervousness and irritability. Foods with high iron content to the iron-containing foods include meat especially liver and sausage, corn and mushrooms, different berries, green vegetables such as spinach, peas, Zucchini, cabbage, beans and fennel. It may be necessary to supply the body with enough iron from iron supplements for vegetarians or vegans. A blood test at the doctor can indicate defect for iron. More guides on health, see blog.

Stumbling Block

Consciously enjoy with the JogStyle by Omron for many of the own body weight is a tiresome topic. Here and there a pads too much, the scale will also not have the desired value and the pants is too tight. For a successful and healthy diet, it is important that a negative calorie balance is achieved, i.e. that when consumed by Omron Healthcare of JogStyle the tool of choice is recorded fewer calories, to control the own energy balance and to achieve the desired weight loss. Calories”are a frequent topic of conversation. The term used is actually wrong per se, because the name is correct calorie as an indicator of energy from food kilocalorie (kcal). But what hides behind the name of the kilocalorie as it is to find on every package of a food product? In the unit to measure the amount of energy that is in foods kcal. Proteins, fats and carbohydrates are the main source of energy for an active organism.

Mm protein or carbohydrate contains a GRA approx. 4 kilo calories in a gram of fat contained about 9 kcal. It is not so difficult to calculate that a kilogram of fatty areas contains about 7700 k calories. On the Internet you will find a lot of calorie tables that shed light in detail about it, how many calories in that or other food products are included. A balanced diet of low-fat and high-fiber-rich foods is essential for a healthy diet. Lots of fruits and vegetables, Turkey meat, fish and cereals give the body the necessary nutrients, but contain few calories.

But be careful! Supposedly healthy foods like Musli and cornflakes, white bread and fitness bars are often common Kalorienfallen. With the JogStyle by Omron, you have the ability to control your own energy household in everyday life through sports training. Thanks to the nutritional information on the food packages it is possible to calculate the average calorie intake and use of JogStyle a negative calorie balance achieve. Whether in the Office, shopping, chores or during exercise: the JogStyle record the calorie consumption and saves it up to seven days. There’s more valuable tips for healthy living and conscious enjoyment, as well as interesting information about active running now on the new online blog of Omron:. It’s worth stopping by! Image source calories: Omron Healthcare

Treat Depression

If it does not work with drugs that must not mean the end to treat depression is difficult and tedious. Success can be long in coming, failures, crashes of therapy, complications often also worsen the situation. Psychotherapy and psychotropic drugs are the established procedure for decades. If this not out of depression out – what are the options then there? A scientifically substantiated offers a way out, more precisely: a neurobiological therapy procedure that iterates through a meteoric rise: the repetitive Transcranial Magnetic Stimulation (rTMS). One would think that the most important step toward healing is already taken with making the diagnosis of “Depression”. After all, to treat these widespread and now economically significant disease for decades with well researched and established procedures: psychotherapy and pharmacotherapy of psycho.

More than 150 different antidepressants are on the market, psychodynamic and cognitive behavioral Psychotherapies are available. It should be accessible so the inpiduell optimal treatment package for each Inpiduum. Far from. The depression treatment is located in a cul de sac: psychotherapists of all persuasions have very langeWartezeiten. Not uncommon is up to one year. And then, if a therapy maximum comprehensive 25 units is finally approved after initial discussion, probatorischen sessions and cash application, it ends up all too often “psychotherapy as usual”, a generally applicable but little specific effective psychotherapy, which stretches out over months.

And what about the antidepressants? You help only in about half of all applications are also often accompanied by intolerable side effects, make thick, dull, tired, inhibit sexuality and creativity. Abandonment rates are high. Until recently, that meant the end of therapeutic possibilities. A new form of therapy, was developed based on the Neurobiology of depression in silence, production-ready devices were developed,- and before you participate in the Public turned and hopes awakened, were carried but with natural scientists, engineers, physicians and psychologists high-quality studies at prestigious university hospitals, without industry participation, which should show new ways out of depression.

Western Europe

On the one hand it is very convenient, because the buying board you are interested in the breed and color you want, you can only put her and the floor is ready. But on the other hand, in most cases, you can not find "exactly the same, but with pearl buttons. Each manufacturer has a range of some flowers and some rocks, as a protective coating – a traditional lacquer. Once you want to buy a certain breed of board and some tinting (which differs from a set of "standard" colors) – you encounter a problem. If you decide to use as a protective coating is not paint, and such oil and wax – you encounter a problem. Is there no way out? There.

The exit is only one – acquisition floorboard chosen breed, without a coating. We receive a lot of people and more than half of them ask about what options exist for the protective coating floorboard. What are the options for placing board. What are my options board. The fact that our country has long been forgotten in Western Europe is thriving. Remember shops called "DIY"? In English it sounds like Do it yourself and it has become fashionable. This phrase transformed into the acronym diy (pronounced "DiAyUay) and propagated in the western world as a way to escape the bounds of standard solutions to the flight of his imagination and thus even save money. Today, in our country, more and more people are choosing parquet and massive whole-batten without coverage.

Olive Oil – Wooden Butter

The first mention of the evergreen tree leave in remote antiquity. In the fifth millennium BC, the inhabitants of the Mediterranean that were the ancestors of present-day Greeks, Spaniards, Italians, cultivated olive. Of fruit this wonderful tree, they got an excellent oil, which is then eaten. Based on olive oil produced different balms to promote healing. The leaves of the tree did infusion, which contained a large amount Oleuropein, successfully lowers blood pressure. Mediterraneans have learned to soak and stand in a special solution olives, because fresh fruit and bitter olive tree is not good. Recipes olives were everywhere and kept her in the deepest secrecy.

But the main product derived from olives, of course – olive oil. The ancient Greeks called it liquid gold. So far, archaeologists have found off the coast of Mediterranean special amphorae, which have carried oil. The whole secret of these vessels was that they were bottom of the cone. This was done in order to not waste time to unload the ship, you can simply plug in coastal sand, thus saving time for unloading.

In ancient Rome, believed that a person can do without guilt, but can not do without the olive oil. Besides the fact that olive oil can bring the human body great benefit, as it serves as a fuel. It is composed of triglycerides, saturated fatty acids, which are under high temperature do not form a gummy substance, thereby supporting combustion. Again recall ancient Rome. To advertise the coming of the enemy's observation towers were built. Each tower was equipped with a cup of olive oil. When the threat of oil in the bowl lit and the observer from the other tower, seeing light signal, setting fire to oil. So the chain in the shortest possible time came news of the impending attack. In everyday life, used oil to fuel lamps. Lamps, filled with oil, have been mentioned in the Old Testament. "This offerings, which ye shall take from them … the oil for the lamps, spices for anointing oil … and led the children of Israel that they bring thee pure oil olive beaten for the light to burn a lamp at all times "(Exodus, 27:20). In Russia, beginning with the holy Prince Vladimir, there is a custom zateplyat lamp in front of icons, who joined us along with the Orthodox faith from the Byzantine Empire. The Greek spelling of the olive tree and its fruit the same way. Therefore, the translation of the Greek was the same, the olive tree – a tree. As a consequence of the name – "wood oil." It can be concluded: wooden butter – olive oil. Since the days of Moses, lamp oil, used as sacrifices to the Lord, was and remains the highest quality. To this day, remains a tradition for the holidays to give gifts to the Orthodox – namely, refined olive oil. Therefore, the Orthodox people give to friends and lamp oil close, make donations lamp oil Temple. Lighting the lamp, always remember the warmth of the people who have presented to you as a gift lamp oil. And following the commandments of God, we tried that we would always burn lamp – a victim of our Lord.

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