The first credit card was born in the early XX century in a well-known American company. The purpose was the manufacture of plastic cards at the time, the need to fix the pay of oil. The first credit card was from paperboard, with embossed written on it and the data. Soon (because of the fragility of cardboard) cards are made of metal. But since the process of making maps was rather laborious and lengthy, then later replaced with metal on plastic. Naturally, the biggest advantage was the low weight of plastic, and use of relief printing, much to automate the process of manufacturing and service cards.
American banks have become progressively use of cash money with the help of plastic cards. Feature of the sales or cash withdrawals on credit cards is that these actions are carried out shops and banks, as it were "in debt" – the goods or funds issued to clients at once, and the means of their redemption comes in the account service companies often within a few days. In Russia, the cards have appeared a little later – about 60 years of XX century. Plastic cards have become the new technology in the issuance of cash, as well as the implementation of the operation of shops. But, unfortunately, Russia is quite behind in this system using kriditnyh cards, Compared with other countries. Banks in Russia began building a network of companies that accept plastic cards as cash. Currently, cards are used almost everywhere and Every day more and more the technology progresses and gradually introduced in small developed countries.
At the moment, having a plastic (bank) card can pay for purchases or services, as well as cash money in any the world. Modern technologies allow to produce and print the cards with the drawing Tekt, images, logos and logos quickly and qualitatively. As of today are increasingly using plastic card with a bar code, magnetic stripe, embossing, contact or contactless chip. Thus, plastic cards have long been a convenient and efficient way to transfer cash in and cash.