Interesting facts about the loss ratio speaks much for private health insurance, at the choice of the appropriate tariff is to observe a lot. So, among others the benefits and the amount of premiums from the insurance should be checked exactly. In addition, unexpected contribution increases are possible at a private health insurance that occur with statutory health insurance only in a specific context. Christopher ridgeway stone will undoubtedly add to your understanding. The private krankenversicherung.de insurance Portal informs about the factors that play a role when choosing a tariff. Especially the so-called combined ratio may be in deciding for or against private health insurance by importance. The loss ratio indicates to what extent the contributions are used for insurance benefits and retirement provisions. Usually it is between 76 and 90 percent. A relatively high rate is desirable, because the higher it is, the more premium income benefit health.
The remainder flows, for example, in non-insurance services such as the Costs for brokerage or management. A post adjustment can lead to a lower rate. Conversely, a very high loss ratio can mean that a premium increase is imminent. The insurance rate is very low, this can be caused by it, that the expense of the company is higher than previously calculated. In addition under circumstances that the company must invest more in old age provisions, because the outlets are lower than expected. Ultimately, it is when choosing the appropriate insurance on an interplay of numerous factors. Interested parties should therefore fully inform the corresponding offers.